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TRF Leasing

Whether yours is a small business or a large organization, TRF can structure a lease to meet each organization’s special needs. TRF provides both operating and capital leases for new and previously owned equipment. Almost any type of equipment can be leased – from manufacturing, retail food and medical equipment to energy efficient lighting and HVAC equipment.

What is Leasing?

Leasing is an alternative method of acquiring capital equipment that is needed to help businesses grow and operate more efficiently. It requires a customer (Lessee) to make specific monthly payments over an agreed period of time. Title for the equipment rests with the leasing company (Lessor) for the term of the lease. At the end of the term a purchase option may be exercised by the Lessee.

Leasing is a finance option that:

  • helps to manage cash flow and credit lines.
  • protects against equipment obsolescence.
  • allows for upgrades or additional equipment to meet the changing needs of an organization.
  • allows for the conservation of capital.

Advantages of Leasing

  • 100% Financing - Leasing does not require large down payments and offers 100% financing.
  • Overcome budget limitations - Leasing can help overcome capital budget constraints.
  • Reduce risk of obsolescence - Leasing protects you from equipment obsolescence due to new or changing technology.
  • Upgrading - Should your needs change, we will finance the new equipment selected.
  • Soft-costs - We can finance other “soft-costs” in the lease, such as installation, training, shipping etc.

Structured Payments

Seasonal, monthly or quarterly payments are available to match the specific cash flow cycle.

Tax Benefits

The primary value of equipment is in its use, not its ownership. This has been underscored by tax laws which make leasing of capital equipment attractive for companies of all sizes. Leasing can often be structured so that payments are fully expensed and project debt is kept off the balance sheet.

TRF Leasing offers a wide variety of flexible leasing options.

  • Early Termination – you may early terminate all or any unit of equipment without penalty.
  • Additions and upgrades – additional equipment may be added at any time.
  • A variety of lease terms, structures and purchase options are available.

Questions? Contact TRFleasing@trfund.com or call us at 215.574.5800.